Source: N.C. Aizenman / The Washington Post
Virtually all health insurance plans could soon be required to offer female patients free coverage of prescription birth control, breast-pump rentals, counseling for domestic violence, and annual wellness exams and HIV tests as a result of recommendations released Tuesday by an independent advisory panel of health experts.
The health-care law adopted last year directed the Obama administration to draw up a list of preventive services for women that all new health plans must cover without deductibles or co-payments. While the guidelines suggested Tuesday by a committee of the Institute of Medicine are not binding, the panel conducted its review at the request of Health and Human Services Secretary Kathleen Sebelius. Administration officials have indicated that she will consider the recommendations and release proposed regulations very soon.
Though generally anticipated, the committee’s decision to include prescription birth control in its recommended list is controversial. Groups such as the Planned Parenthood Federation of America had argued that contraception is a basic form of preventive health care. In turn, groups such as the Family Research Council contended that individuals who oppose birth control on religious grounds should not be effectively forced to subsidize its use by paying premiums to insurance plans that cover it.
So-called “grandfathered” policies that have been in place since before Sept. 23, 2010, will be exempt from the new rules. However, such plans can lose grandfathered status if they make any number of changes to their coverage and payment policies, and their number is expected to dwindle rapidly in coming years.
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